Business banking activities are designed to help clients to optimise their business processes; these activities may include:
1. Basic Services:
a. Business Deposit Accounts.
b. Credit Facilities:
- Overdrafts.
- Loans.
- Contract Finance.
c. Business Credit Card.
2. Payment and Cash Management:
a. Corporate Account Management Services.
b. Payment Management Services.
c. Collection Management Services.
d. Delivery Management Services.
e. Remittance Management Services.
f. Dividend Distribution Services.
3. Trade Services
a. Export Trade Finance Services:
- Documentary Credit Advice.
- Documentary Credit Confirmation.
- Export Loans.
- Negotiation of Documents.
- Handling of Export Collection.
b. Import Trade Finance Services:
- Documentary Credits.
- Import Collections.
- Import Finance.
- Shipping Guarantees.
- Avalisation of Bills of Exchange.
c. Conventional Guarantees:
- Tender Bonds.
- Performance Bonds.
- Advance Payment Guarantee.
- Miscellaneous Guarantees.
4. Treasury Services:
a. Foreign Exchange Services.
b. Interest Rate Risk Management Solutions.
c. Precious Metals Trading.
5. Investment Services:
a. Investment Banking Advisory:
- Initial Public Offering
- Mergers and Acquisition.
- Private Placements.
- Rights Issues.
- Privatization.
- General Advisory Services and Strategic Planning.
b. Investment Financing Banking:
- Syndicated Finance.
- Project Finance and Advisory.
- Structured Finance.
- Debt and equity capital market transactions.
c. Asset Management:
- Building Portfolios of Investments.
- Mutual Funds Investments:
- Short-Term Funds.
- Medium-Term Funds.
- Long-Term Funds.
- Portfolios Funds.
- Capital Guarantees Funds.
d. Brokerage Services.
e. Securities Services:
- Custody and Clearing.
- Institutional Fund Services.
- Escrow Agent Services.
- Non Bank Financial Institutions Services.
- Paying Agents/Fiscal Agent Services.