Characteristics of failed U.S. commercial banks: an exploratory study

Material TypeArticleLanguageEnglish
TitleCharacteristics of failed U.S. commercial banks: an exploratory study Author(S)Fatima Alali (Author)
Abstract  This study uses survival analysis to determine how early the indications of bank failure can be observed. We find that banks with high loan to asset and high personal loan to assets ratios are more likely to survive. Older banks and banks with high real estate and agricultural loans, loan loss allowance, loan charges off and non-performing loans to assets ratio are more likely to fail. It is possible to predict survival functions ofPaginationp 1149-1174
SubjectManagementDescriptorsFinance
Journal TitleAccounting & Finance  
Permanent Linksclick here