Research Title: Legal Regulation of Civil Liability for Environmental Damage: How Appropriate are Civil Liability Provisions with the Privacy of Environmental Damage?

Author: Noor Saleh Al-Zyoud, Published Year: 2023

Journal of Environmental Management and Tourism, Volume XIV, Issue 5(

Faculty: Law

Abstract: The study analyzes the nature of civil liability resulting from environmental damage, because the risk of environmental pollution is one of the dangers that cannot be counted or predicted. Therefore, it is difficult to determine the legal basis on which it is based in the field of pollution. Traditional wrong-based liability rules do not respond to the tortbased environmental policy objectives in order to avoid environmental damage and ensure effective protection for those affected. This made the provisions of civil liability in the Jordanian Civil Law no longer commensurate with the specificity of environmental damage, especially since the situation requires compensation for damage to the environment itself and to the health and property of individuals. In addition, it is not hidden that there are shortcomings in the provisions of the Jordanian Environment Protection Law No. (6) of 2017. Its provisions included preventive and remedial measures for environmental pollution without considering the issue of compensation for environmental damage in a manner consistent with the nature and specificity of this damage. This requires the development of these rules in a way that commensurate with the nature of environmental damage.

Keywords: pollution; environmental damage; civil liability; compensation; civil law.

Research Title: Settlement of Documentary Credit Disputes under DOCDEX System

Author: Noor Saleh Al-Zyoud, Published Year: 2023

International Journal of Membrane Science and Technology, Vol.10 No.3 (2023) P

Faculty: Law

Abstract: This study aims to present the unique product of the International Chamber of Commerce for dispute resolution in the area of trade finance, namely Documentary Instruments Dispute Resolution Expertise (DOCDEX). The ICC Banking Commission, together with ICC International Court of Arbitration, has designed these distinct set of rules for documentary credit issues, specifically adapted to resolve disputes over interpretation and monitoring of documentary credit implementations. The DOCDEX took effect in 1997 and was reviewed with effect from 2002. According to the DOCDEX, the ICC will engage independent experts who will make their decision. This decision will be considered by the ICC Banking Commission’s technical adviser to ensure that it is in line with the other opinions of the ICC. The decision will be made on the basis of the material provided by the parties, including their arguments. The study discusses the functioning of the DOCDEX Rules, how a DOCDEX decision is made and what law is applicable on the system. Moreover, attention is devoted to an exploration of the difference between DOCDEX system and arbitration. Lastly, the study found that the DOCDEX decision is not binding on the parties but can even more likely be used as evidence if the dispute is referred to a court or an arbitration tribunal.

Keywords: Credit Disputes, DOCDEX System.

Research Title: The Moderating Role of Liquidity in the Relationship between the Expenditures and Financial Performance of SMEs: Evidence from Jordan

Author: Qasim Ahmad Alawaqleh, Published Year: 2023

Economies, 11

Faculty: Business

Abstract: Abstract: The current paper aims to investigate the moderating role of liquidity in the relationship between accounting and advertising expenditures and the financial performance of small and medium enterprises (SMEs) in Jordan. Furthermore, the present paper highlights the importance of managing expenditures and improving financial performance. Since the performance of Jordanian SMEs is extremely critical, furthermore, the present paper explores the possibility of empowering these businesses in order to achieve profitability. This paper is based on descriptive statistics, regression, and correlation analysis in order to analyze the data, collecting secondary data from 200 SMEs. The results demonstrate that accounting expenditures are key factors for financial performance, especially in SMEs. Moreover, SMEs are more sensitive to liquidity challenges, which significantly impact their short-term expenditure and consequently influence their financial performance. It is evident that accounting expenditures moderated by liquidity have a positive effect on the financial performance of SMEs. However, our findings indicate a negative effect regarding the relationship between advertising expenditures and financial performance. According to the results of this study, regulators may offer new regulations and legislation in the future to the Ministry of Finance and the Amman Stock Exchange.

Keywords: Keywords: accounting expenditure; advertising expenditure; liquidity; small and medium enterprises (SMEs)

Research Title: The role of artificial intelligence in supply chain analytics during the pandemic

Author: Heba Mohammad Ahmad Hatamlah, Published Year: 2023

Uncertain Supply Chain Management, Volume 11 Issue 3

Faculty: Business

Abstract: The global supply networks have been disrupted and weak connections exposed to an extent that few people have ever seen in their lifetime due to the COVID-19 epidemic. As a result of the severity of the crisis, every country and industry is feeling the effects, and the massive shifts in demand and supply that have happened throughout the epidemic are easily distinguishable from the effects of previous crises. We looked into the adaptability of alliance management and AI-driven supply chain analytics in the context of an ever-changing external environment. We examined four hypotheses in this area using survey data from the American auto components manufacturing industry. To do the analysis, we used Smart PLS. Alliance management capabilities, mediated by AI-powered supply chain analytics capacity, have been found to increase an organization's operational and financial performance. We also discovered, with environmental dynamics as a moderating factor, that alliance management capability has a substantial impact on AI-powered supply chain analytics capabilities. Based on our findings, we have a deep appreciation for the interplay between dynamic capacities and the relational view of organization. Finally, we pointed up the limitations of our study and offered a number of directions for future investigation that might help address some of the concerns that our results raise.

Keywords: Artificial intelligence, Supply chain analytics, Alliance management, Environmental dynamism, Dynamic capability view

Research Title: التربية السياسية : السلام ، الديموقراطية وحقوق الإنسان

Author: Amani Ghazi Jarrar, Published Year: 2008

Faculty: Arts

Abstract: كتاب التربية السياسية (السلام ، الديموقراطية ، و حقوق الانسان ) كتاب التربية السياسية (السلام ، الديموقراطية ، و حقوق الانسان ) ، الصادر عن دار وائل للنشر ، ويعالج هذا الكتاب موضوع التربية السياسية من أجل السلام والديموقراطية، حيث يتناول الفكر السياسي من منظور تربوي، واجتماعي وفلسفي، ويبحث الأسس الفلسفية والاجتماعية للتربية السياسية من أجل السلام والديموقراطية. ويقدم على المستوى العالمي، على المستوى المحلي محاولة للجمع بين العلوم الإنسانية المتداخلة من حيث التحليل للمجالات الفلسفية والاجتماعية والسياسية للتربية السياسية. كما وتعتبر محاولة جدية لفهم موضوعات التربية السياسية في الفكر التربوي، من خلال العودة للأصول التاريخية لدعوات السلام والأمن العالمي، ومحاولة فهم التطور الفلسفي لمفاهيم الديموقراطية. ويتميز هذا الكتاب بمحاولة وصف وتحليل الواقع السياسي في الأردن كحالة دراسية خاصة بهدف الخروج بالتطلعات المستقبلية للتربية السياسية في الأردن بشكل خاص للنهوض بالوضع السياسي والتربوي من أجل تعزيز الديموقراطية وبناء وصنع السلام. وقد انتهج الكتاب أسلوب المنهجية الوصفية التفسيرية حيث حاولت تفسير الظواهر الاجتماعية في ضوء التغيرات السياسية، ودراسة العلاقة الجدلية الثنائية لربط مفاهيم السلام والديموقراطية بالتربية السياسية التحررية. وقد نهج أسلوب الدراسة التحليلية النوعية الذي يبحث في الفكر التربوي باعتباره المنطق عند الاستخدام، فهو كتاب ذو منهج متداخل للأبعاد الفلسفية والاجتماعية والسياسية للتربية السياسية. ويتخذ المنهج التأصيلي الذي يبحث في أصول التربية السياسية من أجل السلام وفي المفاهيم الدولية المتعلقة بثقافة السلام. فينهج الكتاب أسلوب التحليل الكيفي سواء من خلال التحليل المنطقي أو الدراسة الفلسفية للمفاهيم المكونة للسلام والديموقراطية، أو تحليل السياق السياسي من أجل السلام وتنمية النظام السياسي الديموقراطي الذي يهدف لتعزيز الديموقراطية ولنشر ثقافة السلام من أجل ضمان وإيجاد منظومة تربوية سياسية تتشكل من خلال صياغة خطاب جديد يدعم الديموقراطية لتحقيق الأمن والسلام العالميين. فهي محاولة لتغيير المنظومة الفكرية الثقافية من أجل التنمية السياسية ونشر السلام العالمي فكراً وممارسة. وهي دراسة ذات صفة بنائية وظيفية وذات بنية معاني منطقية لها دلالات فكرية. وقد بُحثت خلفية الدراسة من حيث أربعة محددات رئيسية، وهي دراسة موضوع التربية السياسية في الفكر التربوي، ثم عرض تاريخي لدعوات السلام، ثم الحديث حول مبدأ الأمن والسلام العالمي، ومن ثم دراسة التطور الفلسفي لمفاهيم الديموقراطية. وبهذا الصدد فقد تم استعراض الواقع السياسي في الأردن، ومحاولة فهمه من أجل الانطلاق نحو التطلعات المستقبلية للتربية السياسية من أجل السلام والديموقراطية في الأردن كحالة خاصة. تعد هذه الدراسة إذاً محاولة للربط بين أسس التربية السياسية السليمة القائمة على المبادئ الوطنية محلياً والعالمية دولياً من أجل بناء دولة عصرية تقوم على مبادئ الإنسانية من خلال تطبيق الديموقراطية وتحقيق السلام العالمي. وهكذا فإن الكتاب يحاول معالجة المشكلة المتمثلة في تداول وتطبيق مفاهيم السلام والديموقراطية في الفكر التربوي السياسي على أساس نظري يتمثل في الأسس الفلسفية والاجتماعية، وذلك على المستويين المحلي من خلال فهم فلسفة التربية السياسية في الأردن بشكل خاص، وعلى المستوى العالمي من خلال فهم مواثيق حقوق الإنسان والالتزامات الدولية من أجل السعي للسلام. وقد تصدت الدراسة لأسئلة عدة تتناول ماهية المرتكزات الفلسفية للتربية السياسية، والمرتكزات الاجتماعية للتنشئة السياسية، وكيفية التربية السياسية من أجل السلام ومن أجل الديموقراطية كذلك، وكيف يكون التخطيط المستقبلي من أجل تربية سياسية سليمة، وأخيراً محاولة صياغة الرؤية المستقبلية لتعزيز الديموقراطية والسلام في الفكر التربوي. وتأتي أهمية هذه الدراسة في ضوء ما يشهده العالم من تراجع تاريخي وتدهور في الأهداف الإنسانية على المستوى الفكري والتربوي والثقافي والخلقي القيمي، إضافة إلى التعامل مع الدراسة من منطلق إنساني عالمي، فعالم السياسة يواكبه تحولات فكرية تربوية بالضرورة. وقد خلص المؤلف إلى توصيات واستنتاجات من شأنها محاولة إعادة البناء الفكري التربوي في عالمنا المعاصر والمجتمع المحلي أيضاً على المستويين الاجتماعي والسياسي، من أجل تحقيق سلام عالمي إنساني. فتعد الدراسة محاولة موضوعية لربط المفاهيم الديموقراطية بالسلام فكرياً، وتأسيس نظري واجتماعي، وتحليل لمرتكزات التنشئة السياسية لخدمة التربية السياسية للسلام والديموقراطية. فهو بحث من منظور فلسفي واجتماعي وسياسي وتربوي بشكل تكاملي وشمولي. فالسؤال التحدي المطروح الذي تتناوله الدراسة هو (هل مفاهيم الديموقراطية والسلام قابلة للتطبيق والممارسة في العالم الإسلام والعربي؟) ولا سيما على المستوى السياسي، حيث تبرز الأولوية لدى المفكرين التربويين التي تسبق السياسيين من أجل إحداث التغيير الفكري والسياسي القيمي والتربوي والثقافي نحو السلام والتسامح والتضامن الإنساني المنشود. https://darwael.com/index.php?route=product/product&product_id=1818 https://www.neelwafurat.com/itempage.aspx?id=lbb182700-146338&search=books

Keywords: التربية السياسية ، السلام، حقوق الانسان ، الديموقراطية

Research Title: Representative bias and investment decision: the moderating role of accounting disclosure. An empirical study using structural equation modelling approach

Author: Jafer Maroof Al Sawalhah, Published Year: 2022

HomeInternational Journal of Productivity and Quality Management, Vol. 36, No. 1

Faculty: Business

Abstract: The purpose of this study is to clarify the relationship between representative bias and investment decision, along with the moderating role of accounting disclosure, as most literature conducted studies in well-developed financial markets, whereas less is known about investors in emerging-markets. The study proposes a novel model that suggests accounting disclosure as a moderating construct and is expected to moderate the negative effect of representative bias in shaping investment decision of investors during the investment-decision process. Collecting data, response from 258 active investors in the Amman Stock Exchange, through adopting a purposive convenience sampling was collected using a questionnaire-based-survey. To conduct a statistical analysis, structural equation modelling (SEM) was applied, and the result reported that representative bias negatively influenced investment decision, whereas accounting disclosure was a positive determinant for investment decision. Moreover, the proposed moderating role was able to reduce the negative effect of representative bias on investment decision. Accordingly, discussion and directions were provided.

Keywords: investment decision, representative bias, accounting disclosure, stock market, structural equation modelling, SEM, Jordan

Research Title: Examining the Impact of Corporate Governance on Investors and Investee Companies: Evidence from Yemen

Author: Jafer Maroof Al Sawalhah, Published Year: 2023

Economies 2023, 11, 13, 11

Faculty: Business

Abstract: : The purpose of this study was to determine whether corporate governance is an important and effective technique for enhancing investors’ confidence in existing and prospective companies and for creating opportunities for safe investment in Yemen. A survey was conducted among certified public accountants to assess the importance of corporate governance. We employed regression analysis to test our hypothesis. According to the results of the study, corporate governance is an essential component of success for companies, and those firms that apply corporate governance best practices are highly regarded. Additionally, the findings suggest that regulators, policymakers, and standard-setters should raise awareness of the importance of protecting shareholders’ rights by providing seminars and courses for Yemeni media, unions, and professional associations. Moreover, in an environment of uncertainty there is a reluctance to invest and a prevalent tendency to invest in real estate. Furthermore, the results indicate that corporate governance is not practiced by all companies but only to a limited extent by some joint-stock companies. Most of the Yemeni companies that have adopted CG are joint-stock companies, so investors prefer to invest in these companies. The findings of this study provide valuable insights for regulators, practitioners, and academicians. We recommend that this survey be extended to a larger sample, including supervisory managers of companies. This study provides an insightful contribution, because it clarifies the importance of corporate governance for Yemeni investors and investee companies.

Keywords: transparency; awareness; disclosure; investee companies; investor protection; corporate governance in Yemen

Research Title: Intention to Use E-Payments from the Perspective of the Unified Theory of Acceptance and Use of Technology (UTAUT): Evidence from Yemen

Author: Mohammad Oqlah Al-Smadi, Published Year: 2022

Economies, Vol.10

Faculty: Business

Abstract: This study explores the challenges facing the current e-payment systems and investigates the main factors that support using the e-payment system. This study used a cross-sectional approach. An online survey was conducted on Yemeni consumers as part of the collection of data. The data from 486 questionnaires were analyzed using smartPLS4 and Jamovi software for structural model analysis and statistical analysis. According to the PLS-SEM results, the structural model shows that R2 is 0.757, which explains the variances in behavioral intention via all the constructs. Statistically, the intention to use e-payment systems is significantly and positively influenced by performance and effort expectancies and social influence. In contrast, facilitation conditions are significantly and negatively correlated with behavioral intention. This is attributed to consumers’ view of the infrastructure of Internet services, which does not contribute to the behavioral intention and acceptance of using electronic payment in Yemen. Contrary to expectations, age does not moderate the relationship between performance expectancy, social influence, and intention to use e-payment systems; hence, the related hypothesis was not supported. This study provides valuable suggestions for policymakers, designers, developers, and researchers, enabling them to better understand the critical aspects of using the electronic payment system. This study developed a model for predicting the likelihood of acceptance of electronic payments in a country that has not given adequate attention to this issue. An application and evaluation of the UTAUT model in Yemen are presented in this study.

Keywords: technology acceptance; facilitating conditions; intention; e-payment; Yemen

Research Title: Examining the relationship between digital finance and financial inclusion: Evidence from MENA countries

Author: Mohammad Oqlah Al-Smadi, Published Year: 2022

Borsa Istanbul Review, Vol.23

Faculty: Business

Abstract: Although financial inclusion (FI) has attracted growing attention from academics and policymakers, the effect of digital finance (DF) on FI has not been studied sufficiently. Therefore, this study examines the association between DF and FI in the Middle East and North Africa (MENA) region. FI is measured with a composite index incorporating three subindexes: access, availability, and usage of financial services; DF is measured by the number of ATMs per 100,000 adults. A system–generalized method of moments (sys-GMM) panel method is employed with annual data on 12 countries in the MENA region over the period 2004–2020. Additionally, five control variables are used in the study. The results confirm the role of DF in enhancing FI in the MENA countries. Policymakers and digital financial service providers in MENA countries can use the study's findings to expand the boundaries of FI in their countries.

Keywords: Digital financial services; Financial inclusion; MENA region

Research Title: Financial Literacy and Financial Inclusion among University Students in Jordan

Author: Mohammad Oqlah Al-Smadi, Published Year: 2023

Journal of Financial Economics, Vol.51

Faculty: Business

Abstract: By providing empirical support for the relationship between financial literacy and financial inclusion among Jordanian university students, this study contributes considerably to the growing body of literature on financial education and inclusion. Policymakers, educators, and other stakeholders working to improve financial education programs and advance financial inclusion initiatives should consider the findings. This study highlights the significance of cultivating financial knowledge and skills among the youth population in Jordan and abroad because financial literacy continues to be a critical driver of financial well-being and economic stability. The analysis is supported by a thorough survey instrument that was carefully validated through expert consultation and a pilot study and was modified from the OECD/INFE. The resulting survey assesses FL and FI and demographic factors, including gender, major, age, and year of study. With a coefficient of 0.76, Cronbach's alpha test validates the instrument's dependability and internal consistency. In addition, an investigation of gender-based differences in FL scores, although observed, did not reach statistical significance, indicating the influence of other contextual factors. Using regression analysis and Spearman's rho correlation, this study discerns a strong and statistically significant positive relationship between FL and FI among university students in Jordan (89.4%, P<0.01), corroborating the central hypothesis. The study's econometric model, supported by tests for goodness-of-fit, exhibits statistical significance, underscoring its potency in clarifying the intricate dynamics of FL and FI in this situation. The study emphasizes the critical part financial literacy plays in promoting financial inclusion and the demand for customized strategies that consider the variety of students' academic backgrounds. The findings substantially contribute to the global conversation on financial inclusion and education, highlighting their critical role in fostering economic stability and progress.

Keywords: financial literacy, financial inclusion, university students, Jordan